||Current Events and Issues/Education
Offering answers to essential questions about student debt and many connected issues, this book examines student debt in the United States at every stage of the process—from the banks that issue the loans to the colleges and universities that collect the payments.
Student lending in the United States is one of the most controversial issues in contemporary American discourse. Are these loans the only option for Americans who want to attend college and university in order to attain the best careers and have a productive, enjoyable life? Should the predatory lending practices of for-profit colleges and universities be stopped? How can limits be imposed on student lending amounts without preventing students from getting the education they need to succeed?
The book explains why so many students are borrowing large amounts of money to attend college; considers whether the cost of higher education is simply too high, and if there should be a cap on how much money students can borrow; explains what is contributing to the rising rate of borrowers defaulting on their loans; and predicts whether the so-called student loan bubble is in danger of popping. The Data and Documents chapter analyzes data gathered from discussions about student debt. This information enables readers to better understand who is borrowing student loans, what the money from the student loans is going toward, what individuals have the authority to decide who qualifies for these loans, and what is being done to curb wasteful student spending.
- Provides a thorough and accessible treatment of student loans that fills a large gap in the reference literature
- Presents arguments both for and against student lending, making this an excellent resource for students writing persuasive essays on either side of the topic
- Supplies highly useful, easy-to-understand information for students as well as general readers who want to learn more about student loans and grasp the key issues of this important socioeconomic issue
- Series Description
Contemporary World Issues
This award-winning series offers comprehensive, one-volume reference handbooks on important topics related to health, education, the environment, and social and ethical issues.
24-hour cable news. Millions of Internet sites. Information overload. How can we sort through the information? Assess the analyses? Trust the sources?
A world of questions demands a library of answers. Contemporary World Issues covers the controversial topics that students, readers, and citizens want to read about, write about, and know more about.
- Subject coverage spans six main categories:
- CRIMINAL JUSTICE
- GENDER AND ETHNICITY
- POLITICS, LAW, AND GOVERNMENT
- SCIENCE, TECHNOLOGY, AND MEDICINE
- Each volume offers a rich array of resources:
- A background and history essay that provides essential context and grounding for further study
- A balanced summary of ongoing controversies and proposed solutions that show numerous paths for further research on pressing, contemporary questions
- A forum of authoritative perspective essays by experts, offering a broad spectrum of arguments on the issues
- Carefully selected annotated documents, tables, and graphs that supports statistical literacy and investigation of primary sources
- A chronology of events, legislation, and movements that place events in sequence and draw connections between them
- Annotated lists of print, Web, and multimedia resources that power the next steps for in-depth research
- Profiles of key players and organizations
- A glossary of key terms
- Author Info
"This work is suitable for most academic and public libraries."
"This reference work can be read as an analysis on the causes of today's crisis. It is also a useful compendium for researchers and students. Summing Up: Recommended. All readers."
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